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FAQ Item
Question:
 When do I need to apply for disability retirement?

 

Answer:

You can apply up to 90 days before your retirement date. The disability retirement application in the packet must be postmarked by your retirement date. If your request is postmarked after your retirement date, your retirement date will be the month it is received.

 

FAQ Item
Question:
 When will I get a response about my disability retirement application?

 

Answer:

It normally takes 2-4 months to receive a decision on your disability retirement application. It may take longer if additional information is needed to make a decision. If necessary, our letter with a decision on your disability retirement application will include your rights to appeal.

 

FAQ Item
Question:
Do I get health insurance coverage with my disability retirement?

 

Answer:

Yes. You will receive health insurance coverage if your disability retirement is approved. Your coverage will begin the day after your retirement date regardless of whether or not you are currently working.

 

FAQ Item
Question:
 Does the state pay my health insurance premium?

 

Answer:

 If approved, the state pays for your health insurance premium and half of the premium for your eligible dependents.

 

FAQ Item
Question:
 What happens to my insurance coverage before a decision is made?

 

Answer:

If eligible, you can enroll in COBRA to continue your health insurance coverage. If approved for disability retirement, we will refund any COBRA premiums you paid for coverage after the effective date of your retirement.

 

FAQ Item
Question:
 What happens to my optional life insurance coverage?

 

Answer:

 Your Optional Life insurance coverage (up to 2 times your annual salary) can be continued into retirement if you had the coverage in the month that you retired.

 

FAQ Item
Question:
 What happens to my dependent life insurance coverage?

 

Answer:

Your Dependent Life insurance can be continued ($2,500) into retirement if the coverage was in effect during the month in which you retired.

 

FAQ Item
Question:
Can I return to work?

 

Answer:

Not all jobs will disqualify a disability retiree from receiving a monthly retirement check and insurance coverage. Consider these before returning to work.

  • You cannot earn a salary comparable to your last state salary.
  • You cannot perform a job that is mentally or physically demanding.
  • The job duties cannot be similar to those of your last state position.
  • You cannot work for the State of Texas.

 

 

FAQ Item
Question:
Can I lose eligibility for disability retirement and insurance?

 

Answer:

ERS may check to see if you are working. If you are working, ERS may ask for medical information to verify you are still eligible for disability retirement and insurance. If we determine you are no longer eligible for disability retirement and insurance, we may collect past monthly retirement checks and insurance benefit payments.