FAQ Item
Question:

When do I need to apply for disability retirement?



 

Answer:

You can apply up to 90 days before your retirement date. All required information must be received by ERS before your requested retirement date.

 

FAQ Item
Question:

When will I get a response about my disability retirement application?



 

Answer:

It normally takes 2-3 months to receive a decision on your disability retirement application. It may take longer if additional information is needed to make a decision.

If denied, a letter will be sent to you with your rights to appeal.

 

FAQ Item
Question:

Do I get health insurance coverage with my disability retirement?



 

Answer:

Yes. You will receive health insurance coverage if your disability retirement is approved.

If your health insurance is not active on your retirement date, you will have a 60-day waiting period before health coverage is effective.

 

FAQ Item
Question:

Does the state pay my health insurance premium?



 

Answer:

 If approved, the state pays for your health insurance premium and half of the premium for your eligible dependents.

 

FAQ Item
Question:

What happens to my insurance coverage before a decision is made?



 

Answer:

If eligible, you can enroll in COBRA to continue your health insurance coverage while a decision is made. If approved for disability retirement, we will only refund COBRA premiums you paid for coverage after the effective date of your retirement.

 

FAQ Item
Question:

What happens to my optional life insurance coverage?



 

Answer:

 Your Optional Life insurance coverage (up to 2 times your annual salary) can be continued into retirement if you had the coverage in the month that you retired.

 

FAQ Item
Question:

What happens to my dependent life insurance coverage?



 

Answer:

Your Dependent Life insurance can be continued ($2,500) into retirement if the coverage was in effect during the month in which you retired.

 

FAQ Item
Question:

Can I return to work?



 

Answer:

Yes, but there are strict conditions. You cannot return to work for the State of Texas. You cannot perform a job that has similar duties to your previous state job. You cannot earn a salary comparable to your last salary. If you return to work after disability retirement, you must notify ERS in writing.

 

 

FAQ Item
Question:

Can I lose eligibility for disability retirement and insurance?



 

Answer:

ERS may ask for medical information to verify you are still eligible for disability retirement and insurance. If we determine you are no longer eligible for disability retirement and insurance, we may collect past monthly retirement checks and insurance benefit payments.