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  • Calculate Your Rates

    Use the rates tools to find out how much you pay for your insurance premiums.

    • Health and Dental rates
    • Optional Insurance rates
    • AD&D rates
    • Disability rates
    Calculators do not determine eligibility.
  • PY 2013 Rates

    Final PY 2013 premium rates sheets (effective September 1, 2012)

    PY 2012 Rates

    Final Rates for Plan Year 2012

    Tobacco Premium
    The additional monthly premium will be based on three tiers: Member, Spouse, and Child. The maximum additional premium is $90 a month.
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  • Calculate Health and Dental Rates:

    Select Plan Year
    Note: If you are on leave without pay, the State does not contribute to the cost of your health insurance. Contact your agency for details. Note: If you are adjunct faculty at a participating institution, the State does not contribute to the cost of your health insurance. Contact your institution’s Human Resources department for details.
    Participant

  • Calculate Optional Life & Dependent Life Rates:

    Select Plan Year
    This calculator only applies if you are an employee and under age 70. If you are over age 69 or retired, contact ERS.
    Gross Monthly Salary

    Date of Birth

  • For Employees Only

  • Calculate Voluntary AD&D Rates:

    Select Plan Year
    Enter between $10,000 to 200,000 in increments of $5,000. Amounts decrease after age 70.
    Coverage Amount

  • Calculate Disability Insurance Rates:

    Select Plan Year
    Gross Monthly Salary