This refers to Former COBRA Unmarried Child. Unmarried dependent over age 26 who is allowed to continue health and/or dental coverage after COBRA continuation coverage expires.
Children age 26 are no longer eligible for the coverage under GBP. Your child is eligible for up to 36 months of COBRA continuation coverage. If your child uses all 36 months of COBRA, and he or she is not married when this time ends, your child may be eligible for health and/or dental coverage indefinitely as a Former COBRA Unmarried Child.
Coverage as a FCUC ends if the person:
- becomes eligible for other GBP coverage, for instance as an employee, or
- stops making premium payments or requests the coverage be cancelled.
One month before your child's COBRA expires, ERS sends an Insurance Enrollment Application for Former COBRA Unmarried Children. To enroll, complete the form and mail it to ERS.