This optional benefit provides you with a portion of your monthly insurance salary if illness or injury keeps you from working. To be eligible for benefits, a physician must certify you as totally disabled. The length of time you receive benefit payments depends on your age at the onset of the disability.

Aon Hewitt is the third-party administrator for the Texas Income Protection PlanSM (TIPP) which includes both short- and long-term disability coverage.

Who is eligible for disability insurance?

Active employees are eligible for disability insurance. Family members and retirees are not eligible. Employees on unpaid leave of absence are eligible to continue coverage by paying premiums directly to ERS.

This coverage is not available to family members or retirees.