Saving for retirement requires more than just deciding how much to invest. It also involves choosing the right investments to match your goals. The Texa$aver 401(k) and 457 Program offers you a broad array of investment options from very conservative to very aggressive, Target Date Funds, as well as a Self-Directed Brokerage Account.
Target Date Funds
The Wells Fargo Advantage Dow Jones Target Date FundsSM offer a simple solution to investing for retirement. With a single decision, you’ll get a Fund that is expertly managed and well diversified across a range of asset classes and investment styles based on your time frame until retirement. Just decide the year you plan to retire and choose the fund that corresponds.
Each fund has a target retirement year in its title such as 2055, 2050, 2035, 2030, 2020, 2015 or Today (for conservative investors or those very near retirement). Invest in the Target Date Fund closest to your anticipated retirement year and let the Fund do the rest of the work for you.
- The investment mix is adjusted to become more conservative as you move closer to retirement.
- All you need to do is monitor the performance and review the investment strategy you chose.
Texa$aver Core Funds
BlackRock Liquidity TempFund (TMPXX)
Barclays Capital 1-3 Year Government Bond Index F (Collective Investment Trust)
BlackRock Bond Index Fund (Collective Trust Fund)
AllianceBernstein Real Asset Strategy Fund (AMTIX)
Vanguard Wellington Fund (VWENX)
Davis New York Venture Fund A (NYVTX)
Vanguard Institutional Index Fund (VIIIX)
Vanguard Growth Index Fund (VIGIX)
First Eagle Fund of America Y (FEAFX)
Munder Mid Cap Core Growth Fund Y (MGOYX)
Lord Abbett Small Cap Value Fund I (LRSYX)
Fidelity Diversified International Fund (FDIVX)
Self-Directed Brokerage Account
- Charles Schwab Personal Choice Retirement Account
Investment Performance Returns