Lump Sum Death Benefit

Upon the death of an ERS retiree, the designated beneficiary receives a lump sum of $5,000.

• Benefit for retirees receiving an annuity from ERS, even if they do not qualify for insurance in retirement.
• Provided in addition to any life insurance coverage at no additional cost.

The lump sum death benefit is not available to retirees of other systems like the Teacher Retirement System or the Texas Municipal Retirement System. However, someone who retires proportionately and has less than five years of ERS service credit can receive the lump sum death benefit, reduced accordingly.