Fall Annual Enrollment

  • November 3-21, 2014

    If you’re a retiree who’s eligible for Medicare, your enrollment period is just around the corner. Fall Annual Enrollment changes take effect January 1, 2015.

    Annual Enrollment is the only time you can add dental and life insurance if you don’t already have it, or health insurance for dependents without a qualifying life event (QLE). If you are a Medicare participant, you can switch between a Medicare Advantage Plan and your previous health plan any time during the plan year. You can drop any coverage throughout the year. 

    Remember: A dependent is in the same enrollment period as the retiree or survivor who covers him or her.

    For example:

    • Lester is a 68-year-old retired state employee enrolled in Medicare. Lester’s wife is 62 and not yet eligible for Medicare. Lester and his wife both have their Annual Enrollment period in November.
    • John is a 63-year-old retired state employee not enrolled in Medicare. John’s wife is 66 and in Medicare. John and his wife both had their enrollment in July