Tobacco premium is pre-tax
If you are enrolled in a Texas Employees Group Benefits Program health plan and use tobacco or have covered family members who use tobacco, you must certify you and/or your family members as tobacco users and pay a higher premium. The tobacco user premium is taken out of your paycheck pre-tax. You pay $30, $60, or $90 more each month in additional health insurance premiums, depending on how many tobacco users you cover.
| Tobacco users |
Monthly fee |
| Member only |
$30 |
| Spouse only |
$30 |
| Child* only |
$30 |
| Member + spouse |
$60 |
| Member + child* |
$60 |
| Spouse + child* |
$60 |
| Member + spouse + child* (Family) |
$90 |
| *The charge for a child is the same regardless of how many children in the household use tobacco. |
Certify tobacco use by signing in to your account, calling ERS toll-free at (866) 399-6908, or by contacting your benefits coordinator or accessHR.
See how to certify tobacco use online. See more information on tobacco.
