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Long-term Disability Coverage Period

Benefits are paid to you up to the maximum benefit period, which depends on your age when you become totally disabled.

Age at the onset of disability 

Coverage period 

Under 60

Payable to age 65*

60-64

Payable for 60 months

65-69

Payable to age 70*, or 12 months,
whichever is greater

70 and over

Payable for 12 months

*Benefits end the first day of the plan month after you reach this age.