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Home > Former Employees > Insurance

  • Health Maintenance Organization

    Former employees can only enroll in this coverage if you are signed up for COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985). 

    A Health Maintenance Organization (HMO) provides health coverage and prescription drug benefits to HMO participants and their eligible dependents. HMOs are not available in all areas. Coverage is provided through a network of doctors and specialists in the Community First or Scott & White service areas. You must designate and use a primary care physician in the HMO network for the HMO to pay benefits.

    ERS has two HMO providers: Community First and Scott & White.

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  • Continue Coverage

  • Community First

    • Summary of Benefits (CF)

      Summary of benefits explains level of coverage and out of pocket costs.

    • Wellness Programs (CF)

      Variety of online lifestyle management programs with tools to guide you toward a healthier life.

    • Preferred Drug List (CF)

      List of covered drugs (drug formulary).

    • Provider Finder (CF)

      Find a provider in the Community First network. You must designate and use a primary care physician (PCP) in the HMO network for the HMO to pay benefits.

  • Scott & White

    • Preferred Drug List (S&W)

      List of covered drugs (drug formulary).

    • Provider Finder (S&W)

      Find a provider in the Scott & White network. You must use providers in the Scott & White network for the HMO to pay benefits. You are not required to designate a PCP.

    • Summary of Benefits (S&W)

      Summary of benefits explains level of coverage and out of pocket costs.

    • Wellness Program (S&W)

      Variety of online lifestyle management programs with tools to guide you toward a healthier life.