COBRA

  • COBRA allows for continuation of coverage, but is limited to the benefits you have when you leave employment for a maximum of 18 months. If you choose COBRA continuation coverage, you will pay the full cost of your premium(s) directly to ERS.  

    COBRA Rates for Plan Year 2017 (September 1, 2016 - August 31, 2017)

    Rates include 2% administrative fee.

    Health Premium Cost

    Plan Name - City You Only You & Spouse You & Child(ren) You & Family
    HealthSelect SM  of Texas $627.38
    $1,348.89 $1,110.45 $1,831.96
    Community First Health Plans - San Antonio $519.47 $1,116.86 $919.47 $1,516.86
    KelseyCare powered by Community Health Choice - Houston $491.40 $1,056.52 $869.77 $1,434.90
    Scott & White Health Plans - Georgetown, Bryan/College Station, Burnet, Hamilton, Lampasas, Llano, Temple, Waco $620.12 $1,333.26 $1,097.60 $1,810.74
    Consumer Directed HealthSelect $581.48 $1,221.02 $994.50 $1,679.94

    If you are a tobacco user, an additional Tobacco User Premium is added to your health premium cost.

    Dental Premium Cost

    Plan Name You Only You & Spouse You & Child(ren) You & Family
    HumanaDental DHMO $9.78 $19.55 $23.47 $33.24
    State of TX Dental Choice SM $27.14 $54.28 $65.14 $92.28
    Dental Discount Plan $2.30 $4.59 $5.51 $7.80

    HumanaDental administers the State of Texas Dental Choice PlanSM (PPO),

    Vision Premium Cost

    Plan Name You Only You & Spouse You & Child(ren) You & Family
    State of Texas Vision
    $6.82 $13.65 $14.67 $21.49

    Extending COBRA 

    Disability Extension

    If you or any of your dependents are certified as disabled (Title II or XVI), you may continue insurance for up to an extra 11 months. If you think you or your dependents qualify for this extension, send ERS a copy of your Social Security Administration Notice of Award letter including the date that the disability began.

    Secondary Qualifying Events

    An 18-month continuation period may be extended to 36 months for your dependents in the event of death, divorce, or the loss of status as a dependent child.