• Health Benefits

    After you leave employment, you may be eligible to continue coverage under COBRA for a maximum of 18 months by paying your premiums directly to ERS. COBRA is limited to the benefits you had when you leave employment. If you choose COBRA continuation coverage, you will pay the full cost of your premium(s).

    View your health benefits overview >

    Optional Benefits

    You can convert your life insurance and continue your Long-term Care benefit (if applicable).

    Learn more about your optional benefits >

    Your ERS Retirement

    You can leave your account with ERS. If you are vested to receive an annuity when eligible, this amount will not increase like Social Security. However, the account balance of your ERS retirement account will continue to accrue interest.

    Health Insurance Portability and Accountability Act (HIPAA)

    The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law developed to improve the portability of health coverage for people who lose or change employment.

    More on HIPAA >