Regular State Employee, hired on or after 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 10 years | Rule of 80 Service Credit + Age = 80 or above Minimum of 10 years of service credit (effective 9/1/2011) |
Age | 65 or above |
Lifetime Payment | Yes | Yes Payment will be reduced 5% for each year you retire before age 60 (25% maximum) |
Health Insurance* | Yes | Yes Minimum of 10 years of service credit |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
Regular State Employee, hired before 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 5 years | 10 years | Rule of 80 Service Credit + Age = 80 or above Minimum of 5 years of service credit |
Age | 60 or above | 60 or above |
Lifetime Payment | Yes | Yes | Yes |
Health Insurance* | No | Yes Age 65 or above | Yes Minimum of 10 years of service credit |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year. Regular State Employee, hired on or after 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 10 years | Rule of 80 Service Credit + Age = 80 or above Minimum of 10 years of service credit |
Age | 65 or above |
Lifetime Payment | Yes | Yes Payment will be reduced 5% for each year you retire before age 60 (25% maximum) |
Health Insurance* | Yes | Yes Minimum of 10 years of service credit |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
Regular State Employee, hired before 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 5 years | 10 years | Rule of 80 Service Credit + Age = 80 or above Minimum of 5 years of service credit |
Age | 60 or above | 60 or above |
Lifetime Payment | Yes | Yes | Yes |
Health Insurance * | No | Yes Age 65 or above | Yes Minimum of 10 years of service credit |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.LECOS, hired on or after 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 10 years of LECOS service credit | 10 years of any service credit | 20 years of LECOS service credit |
Age | 55 or above | 65 or above | any age |
Lifetime Payment | Yes Payment will be reduced 5% for each year you retire before age 60 (25% maximum) | Yes | Yes Payment will be reduced 5% for each year you retire before age 55 (25% maximum) |
LECOS Supplement Benefit | No | No | Yes Payment will be reduced 5% for each year you retire before age 55 (25% maximum) |
Health Insurance* | Yes | Yes | Yes |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year. LECOS, hired before 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 5 years of any service credit | 10 years of LECOS service credit | 10 years of any service credit | 20 years of LECOS service credit | Rule of 80 Service Credit + Age = 80 or above Minimum of 5 years of service credit |
Age | 60 or above | 55 or above | 60 or above | Any age |
Lifetime Payment | Yes | Yes | Yes | Yes Reduced benefit age 49 and younger | Yes |
LECOS Supplement Payment | No | No | No | Yes Reduced benefit age 49 and younger | Yes Minimum of 20 years of LECOS service credit |
Health Insurance * | No | Yes | Yes At age 65 or above | Yes | Yes Minimum of 10 years of any service credit |
*Notice about Insurance- Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.LECOS, hired on or after 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 10 years of LECOS service credit | 10 years of any service credit | 20 years of LECOS service credit |
Age | 55 or above | 65 or above | any age |
Lifetime Payment | Yes Payment will be reduced 5% for each year you retire before age 60 (25% maximum) | Yes | Yes Payment will be reduced 5% for each year you retire before age 55 (25% maximum) |
LECOS Supplement Benefit | No | No | Yes Payment will be reduced 5% for each year you retire before age 55 (25% maximum) |
Health Insurance* | Yes | Yes | Yes |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
LECOS, hired before 09/01/2009
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 5 years of any service credit | 10 years of LECOS service credit | 10 years of any service credit | 20 years of LECOS service credit | Rule of 80 Service Credit + Age = 80 or above Minimum of 5 years of service credit |
Age | 60 or above | 55 or above | 60 or above | Any age |
Lifetime Payment | Yes | Yes | Yes | Yes Reduced benefit age 49 and younger | Yes |
LECOS Supplement Payment | No | No | No | Yes Reduced benefit age 49 and younger | Yes Minimum of 20 years of LECOS service credit |
Health Insurance* | No | Yes | Yes Age 65 or above | Yes | Yes Minimum of 10 years of any service credit |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.Elected State Official (ESO)
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
Judicial Retirement System (JRS), Plan I or Plan II
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Service Credit | 10 years of JRS service credit | 12 years of JRS service credit | 20 years of JRS service credit | Rule of 70 Service Credit + Age = 70 or above Minimum of 12 years Appellate Court service credit |
Age | 60 or aboveMust be holding office at retirement | 60 or above Whether or not you currently hold office | Any |
Lifetime Payment | Yes Payment will be reduced if you retire before age 65 | Yes Payment will be reduced if you retire before age 65 | Yes | Yes |
Health Insurance* | Yes | Yes | Yes | Yes |
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.