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  • Retirement Eligibility

    See how your service and age work together to make you eligible for a monthly
    ERS retirement benefit and health insurance.

    Answer the questions to begin.  

  • 1. Type of Retirement
    2Were you hired as an employee before September 1, 2009?
    3Did you leave employment and withdraw your ERS retirement account balance?
    4Did you buy back your withdrawn service credit prior to September 1, 2009?
    Options will display below.
    Does not use personal account information. 

    Regular State Employee, hired before 09/01/2009 

    This retirement information is based on current ERS laws and rules.  If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit 

    5 years 

    10 years 

    Rule of 80  

    Service Credit + Age = 80 or above 
    Minimum of 5 years of service credit 

    Age 

    60 or above 

    60 or above 

    Lifetime Payment  

    Yes 

    Yes 

    Yes 

     Health Insurance* 

    No 

    Yes
    A
    ge 65 or above 

    Yes 
    Minimum of 10 years of service credit 

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     Regular State Employee, hired before 09/01/2009 

    This retirement information is based on current ERS laws and rules.  If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit  

    5 years 

    10 years 

    Rule of 80 

    Service Credit + Age = 80 or above 
    Minimum of 5 years of service credit 

    Age 

    60 or above 

    60 or above 

    Lifetime Payment 

    Yes 

    Yes 

    Yes 

    Health Insurance * 

    No 

    Yes  

    Age 65 or above 

    Yes 

    Minimum of 10 years of service credit 

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     LECOS, hired before 09/01/2009 

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit  

    5 years of
    any service credit
     

    10 years of
    LECOS service credit
     

    10 years of
    any service credit
     

    20 years of
    LECOS service credit
     

    Rule of 80 

    Service Credit + Age = 80 or above 
    Minimum of 5 years of service credit 

    Age 

    60 or above 

    55 or above 

    60 or above 

    Any age 

    Lifetime Payment  

    Yes 

    Yes 

    Yes 

    Yes 
    Reduced benefit age
    49 and younger
     

    Yes 

    LECOS
    Supplement Payment
     

    No 

    No 

    No 

    Yes 
    Reduced benefit age
    49 and younger
     

    Yes 
    Minimum of 20 years of
    LECOS service credit
     

    Health Insurance * 

    No 

    Yes 

    Yes 
    At age 65
    or above
     

    Yes 

    Yes 
    Minimum of 10 years of any service credit 

    *Notice about Insurance- Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     

    LECOS, hired before 09/01/2009 

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit   

    5 years of
    any service credit
     

    10 years of
    LECOS service credit
     

    10 years of
    any service credit
     

    20 years of
    LECOS service credit
     

    Rule of 80  

    Service Credit + Age = 80 or above 
    Minimum of 5 years of service credit 

    Age 

    60 or above 

    55 or above 

    60 or above 

    Any age 

    Lifetime Payment   

    Yes 

    Yes 

    Yes 

    Yes 
    Reduced benefit
    age 49 and younger
     

    Yes 

    LECOS
    Supplement Payment
     
     

    No 

    No 

    No 

    Yes 
    Reduced benefit
    age 49 and younger
     

    Yes 
    Minimum of 20 years of
    LECOS service credit
     

    Health Insurance* 

    No 

    Yes 

    Yes 
    Age 65 or above 

    Yes 

    Yes 
    Minimum of 10 years of
    any service credit
     

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

    Elected State Official (ESO) 

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit   

    8 years of ESO service credit 

    12 years of ESO service credit 

    Age 

    60 or above 

    50 or above 

    Lifetime Payment   

    Yes 

    Yes 

    Health Insurance* 

    Yes 

    Yes 

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year. 

    Judicial Retirement System (JRS), Plan I or Plan II 

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement

     Service Credit  

    10 years of
    JRS service credit
     

    12 years of
    JRS service credit
     

    20 years of
    JRS service credit
     

    Rule of 70  

    Service Credit + Age = 70 or above 
    Minimum of 12 years
    Appellate Court service credit
     

    Age 

    60 or aboveMust be holding
    office at retirement
     

    60 or above 
    Whether or not you
    currently hold office
     

    Any 

    Lifetime Payment   

    Yes 
    Payment will be reduced
    if you retire before age 65
     

    Yes 
    Payment will be reduced
    if you retire before age 65
     

    Yes 

    Yes 

    Health Insurance* 

    Yes 

    Yes 

    Yes 

    Yes 

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.