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Eligibility

  • See how your service and age work together to make you eligible for a monthly ERS retirement benefit and health insurance.

    Answer the questions to begin.  

  • 1. Type of Retirement
    2Were you hired as an employee before September 1, 2009?
    3Did you leave employment and withdraw your ERS retirement account balance?
    4Did you buy back your withdrawn service credit prior to September 1, 2009?
    Options will display below.
    Does not use personal account information. 

    Regular State Employee hired before 09/01/2009

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.

    Service Credit

    5 years

    Minimum 10 years

    Rule of 80

    Service Credit + Age =
    80 or above
    Minimum of 5 years of service credit

     

    Age

    60 or above

    60 or above

     

    Lifetime Payment

    Yes

    Yes

    Yes 

     

    Health Insurance*

    No

    Yes**

    Yes
    Minimum of 10 years of service credit

     

    *Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

    **Optional benefits available at retirement and health insurance available at age 65

    Regular State Employee hired before 09/01/2009

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.

    Service Credit

    5 years

    Minimum 10 years

    Rule of 80

    Service Credit + Age =
    80 or above
    Minimum of 10 years of service credit

     

    Age

    60 or above

    65 or above

     

    Lifetime Payment

    Yes

    Yes

    Yes 

     

    Health Insurance*

    No

    Yes

    Yes
    Minimum of 10 years of service credit

     

    *Notice about Insurance

    Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     

    LECOS hired before 09/01/2009

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.

    Service Credit

    5 years of any service credit

    10 years of LECOS
    service credit

    10 years of any
    service credit

    20 years of LECOS
    service credit

    Age

    60 or above

    55 or above

    65 or above

    any age

    Lifetime Payment

    Yes

    Yes

    Yes

    Yes

    Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.

    LECOS Supplement Benefit

    No

    No

    No

    Yes

    Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.

    Health Insurance*

    No

    Yes

    Yes

    Yes

    *Notice about Insurance

    Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     

    LECOS hired before 09/01/2009

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.

    Service Credit

    5 years of any service credit

    10 years of LECOS
    service credit

    10 years of any
    service credit

    20 years of LECOS
    service credit

    Age

    60 or above

    55 or above

    65 or above

    any age

    Lifetime Payment

    Yes

    Yes

    Yes

    Yes

    Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.

    LECOS Supplement Benefit

    No

    No

    No

    Yes

    Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.

    Health Insurance*

    No

    Yes

    Yes

    Yes

    *Notice about Insurance

    Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     

    Elected State Official (ESO)

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.

    Service Credit

    8 years of ESO service credit

    12 years of ESO service credit

    Age

    60 or above

    50 or above

    Lifetime Payment

    Yes

    Yes

    Health Insurance*

    Yes

    Yes

    *Notice about Insurance

    Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

     

    Judicial Retirement System (JRS), Plan I or Plan II

    This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement. 

    Service Credit

    10 years of JRS service credit

    12 years of JRS service credit

    20 years of JRS service credit

    Rule of 70    

     

    Service Credit + Age = 70 or above  
    Minimum of 12 years Appellate Court service credit

     

    Age

    60 or above Must be holding office at retirement

     

    60 or above  
    Whether or not you currently hold office

    Any

     

    Lifetime Payment

    Yes  
    Payment will be reduced if you retire before age 65

    Yes  
    Payment will be reduced if you retire before age 65

    Yes

    Yes

     

    Health Insurance*

    Yes

    Yes

    Yes

    Yes

     

    *Notice about Insurance

    Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.