Disability Retirement

  • Occupational disability retirement

    To apply for a disability retirement, download and fill out the Disability Retirement Packet. You must meet strict conditions to qualify for occupational disability retirement.

    • You must have at least one month of ERS service credit.
    • You must apply within two years of the injury date reported with your agency.
    • You must have contributed to ERS in the month you became disabled.
    • Your injury must have occurred at a definite time and place.
    • Your injury must be sudden and unexpected, resulting from a dangerous job duty not common to the general public.
    • You must be mentally or physically unable to perform your job, or any other job earning similar pay.
    • You must request reasonable accommodations for your condition through your agency.
    • The ERS Medical Board must certify your disability is likely to be permanent and prevents you from working at any job for similar pay.

    If your application for disability retirement is approved, you will receive a monthly retirement check and insurance benefits.

  • Nonoccupational disability retirement

    To apply for a disability retirement, download and fill out the Disability Retirement Packet. You must meet strict conditions to qualify for nonoccupational disability retirement:

    • You must have at least 10 years of creditable service credit. Up to five years of established military service can be included. You cannot use Optional Retirement Program Service to meet this requirement.
    • You must apply within two years of your last month of ERS service credit.
    • You must have contributed to ERS in the month you became disabled.
    • Your condition must likely be permanent.
    • You must be mentally or physically unable to perform your job, or any other job earning similar pay.
    • Reasonable accommodations for your condition must be requested with your agency.
    • The ERS Medical Board must certify your disability is likely to be permanent and prevents you from working at any job for similar pay.

    If your application for disability retirement is approved, you will receive a monthly retirement check and insurance benefits. Your monthly retirement check will be permanently reduced based on your age at your retirement date.

  • Disabled TRS or ORP Retiree

    You are eligible to enroll in the State's insurance program if you are certified as a TRS or ORP disabled retiree and fulfill all of the following requirements:

    1. You have at least 10 years of service credit in ERS, TRS, or the ORP, or any entity that participates in the state retirement program. You may also apply service credit under proportionate retirement as part of your 10 years if you are eligible.
    2. Employees hired after August 31, 2001 must have 10 years of service in a GBP-participating agency or institution to qualify for health insurance in retirement. Employees hired prior are grandfathered which required 10 years of service, but only three years of service with a GBP-participating agency. 
    3. At retirement, you were employed by an agency or institution that participates in the State's insurance program. 
    4. You must be retired from the ORP, as required by Tex. Ins. Code §1551.102(d)(1) and §1551.102(d)(2)(B)

    TRS or ORP disability retirees with at least 10 years of service credit may continue state insurance participation for as long as they continue to be certified as disabled.

    Note: Health and other insurance benefits for members and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.