Dependent Term Life

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Dependent Term Life Insurance

Life insurance coverage available for eligible dependents. Dependent Term Life insurance pays you $5,000 in the event of your dependent's death and requires you to pay a monthly premium of $1.38. This amount covers all eligible dependents. A child may be enrolled in coverage under two parents eligible for the GBP (having so-called "double coverage"), but a member may not have coverage as both an employee and a dependent.

Minnesota Life is the insurer for Dependent Term Life Insurance.

How to Enroll

Sign into your account and select Post Hire Change to make changes within 31 days of your hire or rehire. Otherwise, you may sign up if the election of coverage is consistent with a qualifying life event (within 31 days) or during Annual Enrollment. Life EOI approval is not required to enroll.

During Annual Enrollment, log in to your account and select Benefits Enrollment to make changes. If you need assistance, contact your benefits coordinator, the Health and Human Services Employee Service Center, or ERS.
Is Evidence of Insurability required?

You can sign up your dependents for Dependent Term Life insurance without proof of good health, called evidence of insurability (EOI), within 31 days of a hire, retire, or transfer.

However, after your first 31 days of employment, a newly acquired dependent or a newly eligible dependent may be enrolled without Life EOI within the first 31 days of becoming a GBP-eligible dependent. Otherwise, you will need to apply through Life EOI if you want to add eligible dependents during Annual Enrollment or with a qualifying life event (QLE).

Dependent Term Life Insurance