Rates Calculator

  • Use the rate tool to find out how much you may pay for your
    insurance premiums.

    Calculators do not determine eligibility. For your current rates,
    access your account.

    Asterisk (*) indicates required field

  • Select Year & Benefit Type
    Plan Year
    Benefit Type
    v
    Select Plan
    Coverage Level
    Optional Life & Dependent Life
    Enter Salary and Date of Birth
    *This calculator only applies if you are an employee and under age 70
    If you are over age 69 or retired, contact ERS.
    Gross Monthly Salary
    Date of Birth
    Voluntary AD&D
    Enter Coverage Amount
    *Enter $10,000 to $200,000 in $5,000 increments. Amounts decrease after age 70.
    Coverage Amount
    Disability
    Enter Gross Monthly Salary
    Gross Monthly Salary
    Add Tobacco User Premium
    Select Tobacco User(s)
    You must certify yourself and your dependent(s) as tobacco users or non-users. You will pay a Tobacco User Premium of $30 per month for each person in your household who uses tobacco or fails to certify (up to a household maximum of $90 per month).
    Tobacco Users
    Select all applicable covered individuals who use tobacco or are not certified.
    Your Benefits Estimate
    *Calculators do not determine coverage eligibility.
    Next