Benefit level in HealthSelect for a participant who lives or works in Texas and isn't eligible for Medicare. In-area participants are eligible for network or non-network benefits.

• Network benefits have lower out-of-pocket cost, and you must select and use a primary care physician (PCP) from the HealthSelect network of providers.
• Non-network benefits have higher out-of-pocket cost, and allow you to use any valid physician or provider you choose.