A Health Maintenance Organization (HMO) is a managed health care plan that provides health coverage and prescription drug benefits to HMO participants and their eligible dependents. HMOs are not available in all areas.

Coverage is provided through a network of doctors and specialists in approved service areas. You must designate and use a primary care physician to direct your care for benefits to be paid.

A dental HMO is also available through HumanaDental DHMO.